Fees & Payment
Fees and Payment Methods
Private Pay
Knowledge is power! I want you to understand how I collect fees and payment in my practice.
Payment is due at the beginning of each session.
All clients are required to keep a credit card on file. Your card will be charged for a no-show or cancellation that occurs without 24-hour notice.
- Initial Intake Session: $175
- 60 Minute Session: $150
- No-Show/Late Cancellation Fee: $100
Accepted Insurances
All Encompassing Counseling is in-network with the following insurance companies:
Understanding Your Insurance
I encourage my clients to understand both the fees and payment for sessions, as well as their insurance benefits. I suggest that you contact your insurance company to inform yourself of your benefits, coverage, deductible, and co-payment prior to our initial session. You will be asked to provide a copy of your insurance card when first beginning therapy services.
Check the back of your insurance card for a “members” toll-free number and ask the following questions:
- What are my benefits for "in-network outpatient behavioral health"?
- Is there a co-pay/co-insurance?
- How much per session?
- How many sessions are allowed in a calendar year?
- Do I have to satisfy a deductible?
- How much is it?
- Do I need pre-authorization before I can be seen by my therapist?
- Is my therapist covered under my benefits package?
- If "no," what are my "out of network" benefits?
As a Licensed Professional Counselor, my professional services qualify for reimbursement under most insurance plans as an out-of-network provider. I recommend that you check with your insurance carrier to determine if services would be covered under Out-of-Network Benefits. Depending on your mental health coverage, most plans allow you to apply for reimbursement using the billing statement I provide you on a monthly basis called a superbill. Your counseling services may be eligible for reimbursement through medical spending or health care savings accounts.
No Surprises Act
In January 2022, legislation went into effect that gives all clients a right to a “Good Faith Estimate” to understand how much their health care services will cost.
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to provide a good faith estimate of expected charges for items and services to individuals who are not enrolled in a plan or coverage of a Federal health care program (uninsured individuals), or not seeking to file a claim with their plan or coverage (self-pay individuals) both orally and in writing, upon request or at the time of scheduling services. A good faith estimate must be provided within 3 business days upon request.
In my practice, all self-pay individuals are given a Good Faith Estimate to sign when completing initial intake paperwork. If you receive a bill that is $400 or more than you Good Faith Estimate, you can dispute the bill.
For more information about the No Surprises Act, visit www.cms.gov/nosurprises.
Contact Marinna
Address
- 209 O'Connor Drive Elkhorn WI. 53121
- Virtual in Illinois & Wisconsin